Pay Off Mortgage or Invest: The Guide to Help You Decide

To pay off mortgage faster or to buy more investments? That’s a question for many people. For homeowners, capital allocation skills are critical. Capital allocation means deciding where to put our extra savings into each month. Some people, like my parents, stuff their money under the mattress because they don’t want any risks. The problem … Read more

November 2024 income report, Net cash flow $249, Net worth $181,498

  Hello and welcome to my first post on this blog! And it’s the income report! Financially, we all start somewhere and are going somewhere. I am not exactly starting from zero right now—I started at zero in 2008 after graduating from university with $19K in student loans, which I’ve since paid off. From 2008 … Read more